Introducing Home Credit 0% Installments
Now available on Samsung.com/ph. Pay flexibly and save more.
— How to Avail with Home Credit —
Create your Home Credit account
Sign up or log in to the Home Credit app.
Shop on
Samsung.com
Browse and add your favorite Samsung products
to cart.
Select Home Credit at checkout
Choose Home Credit as your payment method.
Finalize in the Home Credit app
Complete your payment in the Home Credit app and enjoy 0% installments + up to 10% additional discount.
Enjoy exclusive benefits
18-months 0% Installment Plan
0% Downpayment
Up to 10% additional discounts
Featured products
Home Credit App
Get an exclusive offer on every purchase
Smart Cooling, for Less
Get extra savings and enjoy zero interest*
with Home Credit
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FAQs
Select eligible Home Credit account holders with an eligible online installment offer.
Your Samsung.com/ph basket must be between ₱3,000 and ₱150,000.
Enjoy 0% installments at 6, 9, 12, 18 months tenor, subject to Home Credit's EIR and approval.
No down payment.
Enjoy 0% installments at 6, 9, 12, 18 months tenor, subject to Home Credit's EIR and approval.
Yes. You must have an existing Home Credit account, as this will serve as entry point to proceed with the transaction.
A green indicator stating “0% interest” in the Home Credit app will be available for eligible customers during transaction in the app.
Yes. The full installment transaction amount is deducted from your available Home Credit credit limit.
A 0.5% origination/processing fee applies, capped at ₱150 per month.
June 19, 2026 - September 19, 2026, exclusively on Samsung.com/ph and the Samsung Online Store.
Promo mechanics
| 1. | The Promo is open to select Home Credit Account Holders starting on said promo duration. |
| 2. | The Promo will run until December 31, 2026 at Samsung.com/ph or Samsung Online Store. |
| 3. | Qualified account holders may avail 0% interest for up to 18 months installment term with respective minimum and maximum amount value indicated below: |
| Basket Size | Tenor | Offer |
|---|---|---|
| Minimum ₱3,000 Maximum ₱150,000 |
6 Months | As low as 0% interest across all tenors* *subject to Home Credit’s Effective Interest Rates (EIR) No down-payment + 5% discount (Upon approval, during contract review, before signing on Home Credit app) + 5% discount (Upon selecting Home Credit payment method during checkout on Samsung Online Store) + Origination Fee/Processing fee of 0.5%, capped at 150 pesos per month |
| 9 Months | ||
| 12 Months | ||
| 15 Months | ||
| 18 Months |
| 4. | All transactions are subject to Home Credit Approval/Eligibility. |
| 5. | The entire installment transaction amount shall be deducted from the account holder available credit limit. |
| 6. | Customer must have a Home Credit Product (POS, Qwarta, Credit Card). |
| 7. | Customer must be eligible for online installment, customer should receive communication via email. |
| 8. | For customers with no offer; Home Credit will be directing them to the POS for assistance of Home Credit Sales Associates. |
The promo runs from August 14, 2026 - December 31, 2026
For the complete details of terms and conditions, please click here.
*0% installment offer is subject to Home Credit approval, eligibility, and applicable spend requirements.
- Terms and conditions apply.
- Per DTI Fair Trade Permit No. FTEB-264911 Series of 2026.
